Ricardo Ardiles

CIM | Partner

Ricardo is a founding partner of Pharma Tax and focuses on providing tax planning strategies to health care professionals. His goal is to provide simplicity and convenience to clients by coordinating all areas of personal wealth management so that his clients don’t have to. This means working with external professionals on: investments, insurance, business planning, retirement planning, and estate planning.

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Adam Tenaschuk

CIM, MBA | Partner

Adam is a founding partner of Pharma Tax. He and his team provide proactive tax planning to health care professionals. The goal is to simplify their life so he or she can focus on their patients and with their family.  Adam and his team focus on all aspects of personal wealth management. This means working with Pharma Tax approved external professionals or liaise with their own on all wealth management and tax planning so they keep more of what they earn.  This allows them to achieve their goals more quickly and grow their net worth efficiently.

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Ryan Bensen

MBA, CPA, CA, CFE, CFF | Accountant

Ryan is an accountant and his goal is to free up as much of your time as possible. Ryan’s handles all accounting related items, including but not limited to: bookkeeping, managing payroll, paying practice bills, and preparing tax returns for you and your family.

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Justine Bensen

MBA, CPA, CMA | Accountant

Justine is an accountant and his goal is to free up as much of your time as possible. Ryan’s handles all accounting related items, including but not limited to: bookkeeping, managing payroll, paying practice bills, and preparing tax returns for you and your family.

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Ryan Carson

BKin, LL.B | Lawyer

Ryan Carson, BKin, LL.B., practices Real Estate Law, Corporate & Business Law, Wills & Estate Administration, and Intellectual Property Law. Ryan is a registered trademark agent.

Ryan’s goal is to help you in various legal aspects of your Pharmacy, including but not limited to: drafting shareholder agreements, assisting in the sale and purchase of your Pharmacy, and drafting Wills and Powers of Attorney.

Website: http://www.breenlaw.ca/

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Enza Genova

Personal Lending, BMO

Enza’s goal is to arrange personal lending for Pharmacists, including mortgages and lines of credits. Together, we will review your financing needs and find the solution you are comfortable with.

Enza has more than 20 years of financial services experience and is very knowledgeable in BMO Bank of Montreal lending solutions. Enza is a service-oriented, lending specialist ready to assist you.

Website: BMO – Enza Genova

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Lavern Bryan

Corporate Lending, Scotia Bank

Lavern’s goal is to arrange corporate lending for Pharmacists, including practice loans and business lines of credits. Together, we will review your financing needs and find the solution you are comfortable with.

Lavern is part of Scotia’s team of Small Business Advisors dedicated to health care professionals. She has over 25 years banking experience and is dedicated to providing you with the highest quality, personalized planning to help you build and manage a rewarding professional career and make the most of a lifetime of opportunities.

Fraser Lang

CFP, CHS | Senior Vice President Sales & Business Development, GBL Inc.

Fraser is dedicated to helping Pharmacists create their own Individual Pension Plans (IPP), Retirement Compensation Arrangements (RCA), and other pension strategies. Whether he’s doing speaking engagements, one on one client meetings, or other ventures, Fraser prides himself on building relationships.

Website: GBL Inc.

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Chris Lowry

Pharmacy Valuations

Chris performs pharmacy valuations for when Pharmacists are ready to sell their pharmacy. He has developed long-term relationships with his clients, becoming an integral team member with his numerous connections in the healthcare industry.

Website: Maxium Financial