Ricardo Ardiles

CIM | Co-Founder

Ricardo is a founding partner of Pharma Tax and focuses on providing tax planning strategies to pharmacists.

Pior to starting Pharma Tax, Ricardo worked at another accounting & wealth management firm focusing on dentists. There were pharmacist clients coming on as referrals and the message was clear: what you guys are doing for dentists, there is no one doing this for pharmacy. Hence Pharma Tax was born.

Ricardo lives in Etobicoke with his girlfriend, Maribel. He enjoys playing soccer and squash and loves a night out of dancing salsa music. 

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Adam Tenaschuk

CIM, MBA | Co-Founder

Adam is a founding partner of Pharma Tax and focuses on providing tax planning strategies to pharmacists. 

Prior to starting Pharma Tax, Adam worked with Ricardo at another accounting & wealth management firm for dentists. He brings over a decade of experience helping health care professionals manage their finances. 

Adam lives in Burlington with his wife Jackie and their golden doodle, Georgia. He enjoys playing golf and is one of the most competitive people you’ll ever meet!

 

 

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Bill Cooke

CPA, CMA, CFDS | Accountant

Bill partnered with Adam and Ricardo to provide a full suite of accounting & wealth management services for pharmacists.

Bill has over 20 years experience as an accountant for small business owners and his goal is to free up as much of your time as possible. Especially when it comes to bookkeeping and tax return preparation, Bill’s goal is to take as much off of your shoulders as possible so that you can focus on patient care.

Bill lives in Mississauga with his wife and enjoys nights out on the town watching the latest shows, trying the latest restaurants, and attending city festivals.

Ryan Carson

BKin, LL.B | Lawyer

Ryan Carson, BKin, LL.B., practices Real Estate Law, Corporate & Business Law, Wills & Estate Administration, and Intellectual Property Law. Ryan is a registered trademark agent.

Ryan’s goal is to help you in various legal aspects of your Pharmacy, including but not limited to: drafting shareholder agreements, assisting in the sale and purchase of your Pharmacy, and drafting Wills and Powers of Attorney.

Website: http://www.breenlaw.ca/

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Enza Genova

Personal Lending, BMO

Enza’s goal is to arrange personal lending for Pharmacists, including mortgages and lines of credits. Together, we will review your financing needs and find the solution you are comfortable with.

Enza has more than 20 years of financial services experience and is very knowledgeable in BMO Bank of Montreal lending solutions. Enza is a service-oriented, lending specialist ready to assist you.

Website: BMO – Enza Genova

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Lavern Bryan

Corporate Lending, Scotia Bank

Lavern’s goal is to arrange corporate lending for Pharmacists, including practice loans and business lines of credits. Together, we will review your financing needs and find the solution you are comfortable with.

Lavern is part of Scotia’s team of Small Business Advisors dedicated to health care professionals. She has over 25 years banking experience and is dedicated to providing you with the highest quality, personalized planning to help you build and manage a rewarding professional career and make the most of a lifetime of opportunities.

Fraser Lang

CFP, CHS | Senior Vice President Sales & Business Development, GBL Inc.

Fraser is dedicated to helping Pharmacists create their own Individual Pension Plans (IPP), Retirement Compensation Arrangements (RCA), and other pension strategies. Whether he’s doing speaking engagements, one on one client meetings, or other ventures, Fraser prides himself on building relationships.

Website: GBL Inc.

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